Cookie Consent: Our website uses cookies to provide your browsing experience and relavent informations. Before continuing to use our website, you agree & accept of our Cookie Policy & Privacy a) Necessary b) Unclassified c) Statistics d) Marketing  

Contact Us


Hosted Payment Platform Services

IMPS, UPI, BBPS Payment Platform

ESDS’ Banking Services provides a ready solution with unique support for Unified Payment Interface (UPI) and Bharat Bill Payment Service (BBPS). UPI allows users to transfer funds and make payments across multiple banks even without being customers. Similarly, BBPS expedites recurrent payments such as utility bills through a single outlet. This solution will aid banks to implement a payments infrastructure that allows direct processing, monitoring and controlled payments. It reduces time-to-market, migration risk and maintenance costs while providing a future proof, component based payment infrastructure.

ESDS UPI solution platform will facilitate the next generation of online immediate payments, providing strong end to end security and data protection,


with the simplicity of transfer at a click using a single identifier like Aadhaar number, phone number or others and without providing any bank account details.

ESDS platform for BBPS supports cash, cards, wallets, Internet banking, IMPS and NEFT and can handle bill payments through different delivery channels, including self-service, assisted, electronic and manual modes.


Key Benefits
  • Easy & simple implementation and integration
  • Resilient, full availability and scalability
  • Compliance
  • No up-front capital expenses

Get in Touch

Financial Inclusion Services

With a commitment to inclusive growth, sustainable development and strong domain knowledge, ESDS provides end-to-end Financial Inclusion services that help banks and financial institutions to efficiently deliver inclusive banking and financial services to un-banked rural, under-banked and priority sector customers as well. ESDS Financial Inclusion Getaway creates an easily accessible, highly-safe atmosphere that provides end-to-end infrastructure and application services in a low-cost and efficient manner.

The wide-ranging application suite supports online and offline transaction processing, with biometric authentication on ATM and handheld terminals.


Highlights
  • Customer creation on demand
  • Cash deposits and funds transfer
  • Addition of new accounts to the existing cards
  • Loan repayment and disbursement
  • Statement of account
  • Cash withdrawals
  • Balance enquiries

Key Benefits
  • Quick deployment helps in leveraging existing infrastructure
  • Achieve flexibility with online/offline authorization, PIN/biometric verification
  • Comprehensive process flow management – registration, verification, authorization & settlement
  • Readily interfacing with to channels like mobile phones, IVR

Get in Touch

CTS Application and Hosting Of CTS Infrastructure

ESDS Cheque Truncation System application has been developed in accordance with the RBI’s 2010 project on Image-based Clearing System for faster clearing of cheques in banks. It automates the cheque deposit, collection and truncation process and helps banks derive multiple benefits including same day clearing. Our web-based system is capable of interfacing with a variety of systems used in banks and is customizable.


Key Benefits
  • Better customer service due to faster clearing cycle
  • Reduces operational risks and frauds
  • Compliant with RBI and industry policies
  • Minimizes transaction cost
  • No CAPEX for bank
  • Enables banks to reduce the time for manual processing of cheques
  • Facilitates better and quicker reconciliation and verification process

Get in Touch

eKYC Solution On Hosted Model

ESDS’ electronic Know Your Customer (eKYC) is a real-time solution that conducts instant electronic KYC and helps financial institutes take advantage of the AADHAR based KYC services provided by Unique Identification Authority of India (UIDAI). It also assists organisations to go through the prescribed Authentication User Agency (AUA) and KYC User Agency (KUA) registration processes.

Once deployed, the solution enables individual customers to authorize service providers like banks, stock brokers, insurance providers and others to receive electronic copy of address proof and their proof of identity. As this is a real-time solution and can be enabled on hand-held devices too, business houses can provide instant on-boarding services to customers at the customer’s premises itself.


With an AADHAR registry-based authentication module and instant identity biometric & data verification, ESDS eKYC Software stack is also Highly Configurable, Compliance & Audit Ready, Highly Scalable, Paperless & Instantaneous and Cost-effective. It also enables Financial Inclusion, Workflow Capability and Fraud Detection besides having Secure In-house Servers.


Key Benefits
  • Common KYC platform
  • Fully compliant
  • Enables reuse of information
  • Extend to partners
  • Quick deployment
  • Quicker, accurate & compliant customer on-boarding
  • Zero downtime
  • Full customer support
  • Backups & disaster recovery
  • Expand on demand
  • Cost-effective

Get in Touch

QR Code Merchant Payment Onsite & Hosted Model

ESDS’ Quick Response (QR) Code-based payment system revolutionizes payments and the use of self-service machines, offering a new and extraordinary customer experience. It gives customers the ability to transfer and receive money from their mobile banking app in a very secure manner. This industry-leading feature allows banks, credit societies and similar entities to better service and protect their customers by leveraging cross-channel interaction. The QR code application is available on Android and uses a smartphone to pay, transfer and receive money through the simple scanning of a QR Code. Using a simple initiation process of downloading the QR application, a one-time secure input of mobile number and bank details, it enables transactions in seconds.


Key Benefits
  • Benefits both consumers and merchants
  • Easy transfer
  • Real time credit of funds and reconciliation
  • No POS machine required
  • Maintenance free
  • Fraud-proof transactions
  • Freedom from the hassle of handling cash for consumers

Get in Touch

Tell us how we can help you

Name *

Email *

Mobile *
What are you looking for? *

Message *